What is the difference between a short sale, deed-in-lieu, and consent judgment with a waiver of deficiency? A short sale is when the bank will allow you to sell your property to a third party for less than the full payoff of the loan. This option benefits the banks because it allows them to bypass […]
Comp/Collision and Property Damage Liability
What is Comprehensive (Comp) Coverage? Comprehensive Coverage will cover damage to your vehicle in the event of fire, theft, vandalism, etc. There is usually a deductable associated with comp coverage, which you will have to pay out of pocket, and a limit which your insurance company will not exceed. There may be situations which your […]
The Truth About “Full Coverage”
What does the state of Florida require me to carry as far as car insurance? According to theFloridaDepartment of Motor Vehicles’; “Florida’s no-fault insurance law requires vehicle owners to carry at least $10,000 Personal Injury Protection (PIP) and $10,000 Property Damage Liability (PDL). All licensed insurance companies electronically report to DHSMV when policies providing PIP […]
Uninsured Motorist Coverage; The Saving Grace in Your Insurance
What is Uninsured Motorist (UM) Coverage? Uninsured/Under Insured Motorist, or UM, Coverage is an insurance option which covers certain gaps in automotive insurance; particularly when the other party does not have insurance or adequate coverage for injuries they caused to you in an auto accident. Isn’t PIP insurance enough? Even though PIP insurance is required […]
The Truth About “No Fees” and “Guarantees”
There are some law firms that state they have a “guarantee” of “no fee” if there is no recovery in a case. While they are correct in the fact that when a case is taken on a contingency basis (such as automobile accidents, slip and falls, and medical malpractice) if there is no recovery, then […]
Child Support (some common questions answered)
How is child support calculated in Florida? There is a formula in the statute which is known as the Child Support Guidelines. Basically, the parties’ combined net income is considered along with the number of children. The statute then gives a figure for the total support needed for the children. From this it can be […]
Miscellaneous Child Custody and Support
What if I am not married to the parent of my child? The first thing any father should do if not married to the mother of their child is to register in the Putative Father Registry. Then the procedure to legally establish your rights and obligations is called a Petition to Establish Paternity. If there […]
Time-Sharing / Custody Questions
What if my spouse will not let me see my children? You can go to Court immediately to get the Judge to order visitation. A party can be held in contempt of Court for failure to honor a Court’s visitation order. And if one does not honor visitation orders, that can be considered when the […]
Spousal Support in Dissolution of Marriage (Florida)
How is alimony calculated? Alimony is awarded when there is a need by one party for financial assistance and the other party has the financial ability to assist. In general, the longer the term of the marriage, and the bigger the difference in earning capabilities of the parties, the more chance for an award of […]
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